Real estate appraisal services for homeowners in the city of Valley City and Barnes County

See the top seven reasons why ND homeowners call on North Valley Appraisal :

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge Barnes county's assessment of your property
To reduce your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a ND divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in ND

Do you own a home in or near Valley City? Do you need help deciding the value of your real estate?
Contact North Valley Appraisal .

At North Valley Appraisal , we understand the particular needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the usual reporting formats. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at North Valley Appraisal , will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. North Valley Appraisal is qualified in helping consumers just like you do away with unneeded and unwanted PMI insurance.

Challenging Barnes county's assessment of your property

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from North Valley Appraisal is your best weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. North Valley Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? North Valley Appraisal offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.